Insurance is supposed to provide a safety net from financial hardship in emergency situations, but all too often consumers end up in a battle to recover fair compensation from the same companies meant to protect them. Insurance disputes are more common now than ever, and more often than not, the consumer ends up on the losing end.
Improve your chances of recovering the funds you're entitled to by enlisting the help of a knowledgeable insurance dispute lawyer.
Southwest Kansas insurance dispute attorney Joseph T. Welsh can aid your pursuit of just compensation in ways many others cannot. Having defended over a thousand cases on behalf of insurance companies, Joe is abreast of the tactics they implement to settle claims for as little as possible. With his unique insight into opposition operations, Joe can engage in negotiation that maximizes your settlement amount no matter the grounds of your claim.
Insurance disputes may arise from an array of instances. Some of the commonly litigated insurance disputes are for:
- Personal injury claims
- Life insurance claims
- Homeowners' insurance claims
- Auto insurance claims
- Health and medical insurance claims
As unfortunate as it may be, insurance companies are often more concerned with their bottom line than accurately compensating you for damages. This means denying qualified claims if necessary. The most common reasons why insurance companies claim to deny coverage are due to:
- The damage not being covered under the policy
- The damages falling below the policy deductible
The most effective way to respond to an insurer who believes he can string you along and get you to settle for little to nothing or give up entirely is to acquire legal counsel. Southwest Kansas insurance dispute lawyer Joseph T. Welsh can help you recover the funds you're owed and more.
An insurance policy is a legally binding contract, and when the contract is breached, punitive and compensatory damages may be recoverable. This includes compensation for:
- Deceptive practices
- Application errors
- Failure to indemnify
- Stalling or delays
- Adjuster disputes