Southwest Kansas Insurance Dispute Attorney

Insurance disputes may arise from an array of instances. Some of the commonly litigated insurance disputes are for:

• Personal injury claims
• Life insurance claims
• Homeowners' insurance claims
• Auto insurance claims
• Health and medical insurance claims

You pay your monthly premium on time regularly, yet when it comes time to utilize your insurance policy, you face more problems than solutions. Having already endured a traumatizing experience, the last thing you want to worry about is going back and forth with the insurance company to agree on a settlement. This leads many to give up before receiving anything, which ultimately benefits the insurance company.

As unfortunate as it may be, insurance companies are often more concerned with their bottom line than accurately compensating you for damages. This means denying qualified claims if necessary. The most common reasons why insurance companies claim to deny coverage are due to:

• The damage not being covered under the policy
• The damages falling below the policy deductible

It isn't uncommon for insurance companies to question the cost of repairs or treatment when evaluating a claim. They're also known for delaying the process only to offer an insufficient settlement amount. Insurance companies do this with the knowledge that most consumers cannot afford litigation and are therefore more likely to accept the initial settlement offer.